The Chartered Accountancy (CA) course is one of the most prestigious and financially rewarding professional programs in India. Many graduates from Commerce, Finance, and even Non-Commerce backgrounds aspire to become Chartered Accountants due to the vast career opportunities it offers.
One of the most common questions asked by CA aspirants is:
"How much does the CA course cost after graduation?"
The total cost of CA after graduation includes registration fees, coaching fees, exam fees, study materials, articleship expenses, and other miscellaneous costs. This guide provides a detailed fee structure, helping students understand the financial investment required for CA.
CA Course Fees After Graduation – An Overview
Graduates can enter the CA course through the Direct Entry Route, which allows them to skip the CA Foundation exam and register directly for CA Intermediate.
Here’s a quick breakdown of CA course fees after graduation:
| CA Course Level | Registration Fees | Exam Fees | Coaching Fees | Total Cost (Approx.) |
|---|---|---|---|---|
| CA Intermediate (Direct Entry) | ₹15,000 | ₹2,700 per group | ₹40,000 - ₹80,000 | ₹70,000 - ₹1,00,000 |
| CA Articleship | ₹2,000 | N/A | Stipend Earned | ₹0 (May include travel expenses) |
| CA Final | ₹22,000 | ₹3,300 per group | ₹50,000 - ₹1,00,000 | ₹80,000 - ₹1,50,000 |
| Total CA Course Cost | ₹39,000 | ₹12,000 - ₹15,000 | ₹1,00,000 - ₹2,00,000 | ₹2,00,000 - ₹3,00,000 |
The total cost of CA after graduation varies based on factors like coaching fees, self-study approach, and number of exam attempts.
Step-by-Step Cost Breakdown of CA Course After Graduation
Graduates must follow these three main stages to complete the CA course:
1. CA Intermediate Fees (Direct Entry for Graduates)
Since graduates skip CA Foundation, they must register directly for CA Intermediate.
📌 CA Intermediate Fees Breakdown
| Fee Component | Amount (INR) |
|---|---|
| Registration Fee (Both Groups) | ₹15,000 |
| Student Activity Fee | ₹2,000 |
| Articleship Registration Fee | ₹1,000 |
| Exam Fee (One Group) | ₹1,500 |
| Exam Fee (Both Groups) | ₹2,700 |
| Study Material & Other Fees | ₹1,500 |
| Total CA Intermediate Cost | ₹22,000 - ₹25,000 |
📌 Additional Costs:
✔ Coaching Fees for CA Intermediate: ₹40,000 - ₹80,000
✔ Self-Study Option: ₹5,000 - ₹10,000 for study materials
2. CA Articleship Costs (3-Year Practical Training)
All CA aspirants must complete a 3-year articleship under a practicing Chartered Accountant.
📌 Articleship Fees & Expenses
| Fee Component | Amount (INR) |
|---|---|
| Articleship Registration Fee | ₹2,000 |
| ICITSS (IT & Soft Skills Training) | ₹5,500 |
| Advanced ICITSS Training (Before CA Final) | ₹7,500 |
| Total Articleship Cost | ₹15,000 |
📌 Articleship Stipend (Earnings During Training):
✔ ₹3,000 - ₹10,000 per month, depending on the CA firm.
✔ Can earn ₹1,00,000+ over 3 years.
3. CA Final Fees (Last Stage of CA Course)
After completing articleship and clearing CA Intermediate, students can register for the CA Final exam.
📌 CA Final Fees Breakdown
| Fee Component | Amount (INR) |
|---|---|
| Registration Fee | ₹22,000 |
| Exam Fee (One Group) | ₹1,800 |
| Exam Fee (Both Groups) | ₹3,300 |
| Study Materials & Other Fees | ₹1,500 |
| Total CA Final Cost | ₹25,000 - ₹30,000 |
📌 Additional Costs:
✔ Coaching Fees for CA Final: ₹50,000 - ₹1,00,000
✔ Self-Study Option: ₹5,000 - ₹10,000 for study materials
Total CA Course Fees After Graduation
📌 Minimum Estimated Cost of CA After Graduation:
✔ Without Coaching Fees: ₹50,000 - ₹1,00,000
✔ With Coaching Fees: ₹2,00,000 - ₹3,00,000
💡 Cost-Saving Tips:
✔ Choose self-study instead of coaching to save up to ₹1,00,000.
✔ Work as an articleship trainee to earn a stipend of ₹1,00,000+ over 3 years.
Career Opportunities After CA Qualification
Once you complete CA Final, you can work in:
✔ Big 4 Accounting Firms (Deloitte, KPMG, EY, PwC)
✔ Banks & Investment Firms (HDFC, ICICI, Axis, SBI)
✔ Government & PSU Organizations
✔ Corporate Finance & Business Consulting
Top CA Job Roles & Salaries
| Job Role | Salary (Annual) |
|---|---|
| Chartered Accountant | ₹8-12 LPA |
| Tax Consultant | ₹7-15 LPA |
| Investment Banker | ₹10-30 LPA |
| CFO (Chief Financial Officer) | ₹25-50 LPA |
| Auditor & Compliance Officer | ₹6-15 LPA |
FAQs About CA Course Fees After Graduation
1. What is the total cost of CA after graduation?
The total cost of CA after graduation is ₹2,00,000 - ₹3,00,000, including registration fees, coaching, exam fees, and study materials.
2. Is CA cheaper than MBA?
Yes, the CA course is more affordable than an MBA. An MBA in India costs ₹10-25 LPA, while CA costs ₹2-3 LPA.
3. Can I complete CA without coaching?
Yes! Many students self-study for CA to save costs, but coaching improves passing chances.
4. Do I have to pay for articleship?
No! Instead of paying, CA students earn ₹3,000 - ₹10,000 per month as an articleship stipend.
5. Can I get a scholarship for CA?
Yes! ICAI offers scholarships for economically weaker students with merit-based financial aid.
Conclusion
Becoming a Chartered Accountant is a cost-effective, rewarding career option. With a total investment of ₹2-3 LPA, students can earn ₹8-50 LPA post-qualification.
If you’re serious about becoming a CA, plan your budget, prepare smartly, and utilize articleship earnings to cover expenses.
